Choose Your Credit Repair Plan
Select the option that fits your goals and get started today.
Monthly Credit Repair Plan
What’s Included:
• Full 3-bureau credit report analysis
• Customized dispute strategy based on your credit profile
• Monthly dispute cycles for inaccurate, outdated, or unverifiable items
• Monthly progress updates and credit tracking through your portal
• Credit education and guidance tailored to your situation
• Support with creditor and collection communication when needed
Start for $199, then $99/month after 30 days
Pay In Full Credit Repair Plan
What’s Included:
• Full 3-bureau credit report analysis
• Up to 5 rounds of targeted disputes
• Personalized dispute strategy tailored to your credit profile
• Step-by-step credit rebuilding action plan
• Credit education based on your specific situation
• Support with creditor and collection communication
$499 one-time payment
Frequently Asked Questions
How long does it take to see results?
Results vary based on your credit profile, reporting accuracy, and creditor response times. Most clients begin to see updates reflected on their credit reports within 30 to 45 days of active dispute cycles.
What items can be removed from my credit report?
We focus on inaccurate, outdated, or unverifiable information. This may include collections, late payments, charge-offs, repossessions, inquiries, and certain public records. We do not remove accurate or verifiable information.
How can I improve my credit score?
Credit improvement involves disputing inaccurate information, lowering utilization, building positive credit history, and following a structured credit strategy.
Where can I see my credit reports? Is there a charge?
Clients are required to use a credit monitoring service during the process to track updates and disputes. We utilize My Free Score Now, which provides access to all three bureaus. This service requires a monthly subscription paid directly to the provider.
How long does it take to fix my credit?
Most credit repair timelines range from 6 to 12 months depending on the complexity of the credit profile, creditor response times, and reporting updates.
Are there any refunds?
All sales are final after the initial 3-day cancellation period. Due to the nature of credit education and dispute services, work begins immediately after enrollment and results vary by individual credit profile.
How do I get started?
To begin, select your service plan on the website and complete your enrollment. Once submitted, you will receive onboarding instructions and next-step guidance to begin the process.
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SMS Communication with Elevate Your Finances
If you would like to communicate with Elevate Your Finances via text regarding your services, appointments, or questions, you may text (800) 771-0024. Standard messaging rates may apply.